West Quay Estates and Lettings Ltd, the premier estate and lettings agents in Barry, aim to provide a high-quality service with a personal touch and at very competitive prices. Our Lettings Team will guide you step by step through the process of letting or renting a property.
We have based ourselves at the heart of the exciting regeneration of Barry Waterfront to meet the high demand of landlords and tenants.
Every year we help people to sell or let their properties. With our expertise, we’ll get you moving too. We put all of our local knowledge and experience to good use to create a marketing plan that’s right for you – that’s what being a great estate agent is all about.
Your home is likely to be your biggest financial asset and we never forget that.
- We have unrivalled local knowledge, and we make it our business to know the area like the back of our hand.
- We are speaking to local buyers all of the time, so we know exactly what they’re looking for.
- Our branch is right in the middle of the local community in the heart of Barry waterfront which means we’re available to talk face-to-face.
We’d love to Sell or Let your property, why not call us to book a free valuation Mortgages.
West Quay Estates and Lettings are pleased to introduce our in-house mortgage advisor, Martyn Shaw.
Martyn specialises in helping buyers find the right mortgage for them so that they can purchase the home that fits their lifestyle and budget.
Martyn is an associate with Pure Property Finance and is totally independent acting only on behalf of and in the interests of clients. He searches the “Whole of the Mortgage Market” within the UK, ensuring you get the right mortgage for your circumstances and credit history.
What is essential when starting to apply for a mortgage?
Preparation is key, so have everything available to achieve the most accurate outcome. When preparing for an application/conversation it is important to have an up-to-date income; ideally have your latest 3 months’ payslips and P60 available, or the last 2 years tax year calculations and overview for self-employed applicants.
It is also important to know your existing commitments and consider a realistic budget that is affordable each month. It is also a requirement that you have a deposit, based on the current climate the minimum expectation from most lenders when considering purchases is 5%.
Mortgage Advice in our Barry Office
Whether you’re looking for your first home, buy to let property or looking to save money on your current mortgage, contact Martyn today for a completely free, no-obligation, initial financial review. Better still, call into our offices on Wednesdays when Martyn will be available to talk face to face and arrange an appointment to establish what it is you are looking for.
The most exciting changes to affect the mortgage market recently is the reintroduction of 95% of products for first time buyers. For a long time, mortgage lenders were asking for a minimum of a 10% deposit which was preventing many people from buying their first home, as it was unrealistic. The good news for first time buyers is that the mortgage lenders attitude has now changed and there are now many lenders across the market offering 95% products. Also, rates have been gradually reducing over the last few months so now is an ideal time to secure yourself a low rate and reduced monthly payments. Products range from 2 years up to ten years so can easily decide how long you want that peace of mind for.
Contact Martyn at our Mortgage office on 01446 506070 [option 5].